Basic Coverage
$50,000 / $100,000 / $25,000
Lower Level of Protection
$50,000 / $100,000 Bodily Injury
$25,000 Property Damage
$50,000 / $25,000 Under/Uninsured Motorist Protection

Standard Coverage
$100,000 / $300,000 / $50,000
Typical Level of Protection
$100,000 / $300,000 Bodily Injury
$50,000 Property Damage
$100,000 / $300,000 Under/Uninsured Motorist Protection

Superior Coverage
$250,000 / $500,000 / $100,000
High Level of Protection
$250,000 / $500,000 Bodily Injury
$100,000 Property Damage
$250,000 / $500,000 Under/Uninsured Motorist Protection

Uninsured motorist
An automobile policy option which covers one for property damage and bodily injury caused by another motorist whose coverage is insufficient to cover the damages one has suffered. This policy compensates the injured party for the difference between the injury suffered and the liability covered by the insurance of the driver at fault.

Rental Reimbursement
The amount your insurance company will reimburse you for expenses on a rented vehicle if your covered vehicle was in repairs shop as a result of covered accident.

Towing Reimbursement
The amount of money your insurance company will reimburse you for towing expenses of covered vehicle to repairs shop as a result of covered accident.